Lending and Personal Loans

Whether you’re in the market for a new or used vehicle, toy, camper or boat, MCCU has the loan for you! And, if you’re considering refinancing your vehicle remember that MCCU has some of the lowest rates in the nation! We offer great rates and terms!  Choose your desired loan from the list below to get started.

Apply Now for an Auto Loan

When it comes to borrowing, it pays to be smart. A signature loan is a personal loan for which YOU choose the purpose. Take a vacation, buy a new tech toy or cover unexpected expenses. With fast approval and rates lower than a credit card, your signature loan is just a phone call or mouse click away.

If you have a question about ANY loan need, don’t hesitate to give us a call at (651) 484-0265. We’d love to hear from you.

Apply Now for a Signature Loan

Try Our Loan Calculator

Whether you enjoy Minnesota summers in an RV, on the water in a boat, or on the road with a motorcycle, we’ve got the financing that fits your budget here at MN Catholic Credit Union.

We pair great rates with a simple loan application that takes minutes. Combine our online forms with our friendly phone and in-office support staff, and we believe it will be your best loan experience ever.

Apply or Refinance Now

Try Our Loan Calculator

At MCCU there is no application fee and fast approval. You can borrow up to 133% LTV of the value of your home, minus any outstanding mortgage balance. The funds can be used for any worthwhile purpose plus the interest may be tax-deductible.* Use your home to your advantage. A home equity loan can be used for:

  • Home Improvement
  • Bill Consolidation
  • Emergencies
  • Tuition
  • Expenses and much more!

If you would like to request more information, don’t hesitate to give us a call at (651) 484-0265. We’d love to hear from you.

Apply Now for a Home Equity (Closed End) Loan

Try Our Loan Calculator

*Consult a tax adviser regarding deductibility of interest.

Need help paying for a new ATV? Snowmobile? Camper?

If you have a question about ANY loan need, don’t hesitate to give us a call at (651) 484-0265. We’d love to hear from you.

Protect Your New Vehicle with GAP Insurance!
Vehicle prices continue to increase resulting in longer loan terms. It’s typical for a vehicle’s outstanding loan balance to be significantly higher than its actual cash value, especially during the first few years of the loan. Before you drive away in your new car, consider this:

  • The car began depreciating immediately.
  • About 15 to 20 percent of collision claims in the U.S. results in the cars being totaled.
  • An auto theft occurs every 33 seconds in the U.S. The latest statistics from the FBI indicate that 42.8% percent of stolen vehicles are not recovered.

If your vehicle is totaled or stolen, your insurance settlement will be based on its actual cash value, not the outstanding loan balance. This may create a deficiency balance or a “gap”.

Guaranteed Asset Protection (GAP) insurance eliminates the potential for loss in the event your vehicle is totaled or stolen. Our program offers the following advantages:

  • We offer coverage for a variety of both new and used vehicle types.
  • Up to $1,000 of your primary insurance carrier’s deductible may be covered as part of deficiency balance.
  • An additional $1,000 towards the financing of a replacement vehicle through MN Catholic Credit Union.
  • The program is underwritten by highly rated insurance companies. Our underwriters have extensive experience and are known for their financial strength, stability and responsive claims handling.
  • Enrollment is easy and coverage begins immediately.

To learn more about how you can add GAP to your MCCU loan, Click here to apply today or call (651) 484-0265!

TruStage Car and Home insurance. You could save an average of $519.52. Get a quote.
Loans from MN Catholic Credit Union

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